Credit 2.4 Authorization/Posting

acctExpireDate

8

Deprecated.

Format: yyyymmdd

Expiration date from cardholder file.

acquirerBin

6

Deprecated.

ID of acquiring financial institution.

acquirerCountry

3

ISO numeric country code of the acquiring institution for the merchant or ATM (ISO 8583 field 19).

Blank = Unknown/not provided

acquirerId

12

ID code of the acquiring institution (ISO 8583 field 32).

Blank = Unknown/not provided

atcCard

5

Application transaction counter for chip cards or contactless cards. Counter maintained by the application in the ICC and incremented whenever the application is selected.

Blank = Unknown/not provided

atcHost

5

Application transaction counter for chip cards or contactless cards, as held on the host system, for the last online transaction.

Blank = Unknown/not provided

atmNetworkId

1

ATM network identification, used only for transactions with mcc = 6011:

• A = Another financial institution'’s ATM
• B = Financial institution's ATM
• C = Cirrus
• E = Pulse
• I = Interlink
• M = MasterCard/Maestro
• N = Interac
• O = Other
• P = Plus
• S = Star
• V = Visa
• X = Exchange
• Y = NYCE

authDecisionCode

1

Authorization Decision Code:

• A = Approve
• B = Partial approval (a portion of the funds is approved)
• D = Decline
• I = Approve with positive ID
• P = Pick up card
• R = Refer
• Blank = Unknown/other

authExpireDateVerify

1

Valid values:

• I = Invalid
• V = Valid
• X = Expiration date present but not checked or verification results unknown
• Z = Expiration date not present in authorization message

authId

6

authIndicator

1

The authentication indicator. Valid values:

• 1 = ecommerce / SecureCode
• 2 = processed through Masterpass
• 4 = Digital Secure Remote Payment (DSRP) with UCAF data
• 7 = recurring authentication

authPostFlag

1

Type of transaction:

• A = Authorization or other payment-card-initiated transaction (for example, available funds inquiry at ATM).
• P = Posting

authPostMiscIndicator

1

Authorization: This field is used to control Falcon and Fraud Predictor model-specific features. See the model report for information on supported functionality.

Posting: Was the posting authorized? Valid values:

• N = No
• Y = Yes
• Blank = Unknown

authResponseCode

1

Valid values:

• A = Approve
• C = CVV/CVC failure
• D = Expiration date mismatch
• E = Account closed or Expired card
• F = Suspected fraud or lost/stolen card
• I = Insufficient funds
• L = Exceeds withdrawal amount limit
• M = Exceeds withdrawal frequency limit
• N = No such account (checking, savings, or credit)
• O = Other decline reason
• P = Incorrect PIN
• Q = Incorrect secondary PIN/authentication
• R = ATC out of range for contactless or chip transaction
• T = Allowable PIN tries exceeded
• U = Incorrect password
• V = Allowable password tries exceeded
• W = Allowable secondary PIN/authentication tries exceeded

authSecondaryVerify

1

CNP Transactions: outcome of Verified by Visa or Mastercard SecureCode Check.

CP/ATM Transactions: outcome of secondary authentication (2nd PIN, birthdates, and so on):

• I = Invalid
• V = Valid
• U = Transaction covered by secondary authentication, outcome of check unknown
• Blank = Not checked or no secondary authentication

availableCredit

10

Format: (-)nnnnnnnnn

Available credit before this transaction, expressed in full units of the currency. This value may change based on the type of transaction if the financial institution uses different limits for cash and merchandise transactions. Amount is expressed in currency unit specified in transactionCurrencyCode.

avsRequest

1

AVS (Address Verification Service) request indicator:

• 1 = AVS only (Must have (transactionType = A, transactionAmount = 0)
• 2 = AVS and authorization request
• Blank = Unknown/not provided

avsResponse

1

Response to an AVS (Address Verification Service) request. See field 44.2 in the Visa specification or Data Element 48, Subelement 83 of the MasterCard specification:

• A = AVS address only
• N = AVS no match
• R = AVS system unavailable
• S = AVS not supported
• U = AVS no data
• W= AVS ZIP nine
• X = AVS exact
• Y = AVS ZIP five address
• Z = AVS ZIP five only
• Blank = Unknown/not provided

cardAipCombined

1

Indicates whether a chip card supports combined DDA/AC Generation (CDA) as part of the Application Interchange Profile:

• Y = CDA is supported.
• N = CDA is not supported.
• Blank = Unknown/not provided.

cardAipDynamic

1

Indicates the ability of a chip card to support Dynamic Data Authentication (DDA) as part of the Application Interchange Profile:

• Y = DDA is supported.
• N = DDA is not supported.
• Blank = Unknown/not provided.

Deprecated values:

• D = DDA is supported.
• S = DDA is not supported.

cardAipIssuerAuthentication

1

Indicates the ability of a chip card to support Issuer Authentication as part of the Application Interchange Profile:

• Y = Issuer Authentication is supported
• N = Issuer Authentication is not supported
• Blank = Unknown/not provided.

cardAipRisk

1

Indicates the ability of a chip card to perform Terminal Risk Management as part of the Application Interchange Profile:

• Y = Terminal Risk Management is to be performed
• N = Terminal Risk Management is not to be performed
• Blank = Unknown/not provided.

cardAipStatic

1

Indicates the ability of a chip card to support Static Data Authentication (SDA) as part of the Application Interchange Profile:

• Y = SDA is supported.
• N = SDA is not supported.
• Blank = Unknown/not provided.

cardAipVerify

1

Indicates the ability of a chip card to support Cardholder Verification as part of the Application Interchange Profile:

• Y = Cardholder Verification is supported.
• N = Cardholder Verification is not supported.
• Blank = Unknown/not provided.

cardAssociation

1

Deprecated.

Credit card association under which the card was issued:

• A = AMEX
• D = Discover
• J = JCB
• M = MasterCard
• N = Diners Club
• O = Other
• V = Visa

cardCashBalance

13

Deprecated.

Format: (-)nnnnnnnnn.nn

Cash balance on the last statement. Amount is expressed in currency unit specified in transactionCurrencyCode.

cardDelinquentAmount

13

Deprecated.

Format: nnnnnnnnnn.nn

Total delinquent amount as of last cycle. Amount is expressed in currency unit specified in transactionCurrencyCode.

cardExpireDate

8

Format: yyyymmdd

Expiration date from card, transmitted with transaction data.

cardIncentive

1

Deprecated.

Incentive program associated with the card, if any:

• A = Auto discount
• C = Cash back (for example, rebate program)
• F = Frequent-flier miles
• G = Gas discount
• H = Charity contribution
• I = Internet discount
• L = Telephone discount
• M = Merchandise rebate
• O = Other
• R = General purpose points/rewards
• Blank = None

cardMediaType

1

Deprecated.

Card medium carrying the information:

• C = Chip card
• D = Contactless-capable chip card
• M = Magnetic-stripe card
• N = Contactless capable magnetic-stripe card
• V = Virtual card (no physical card exists)
• W = Contactless-only card
• Blank = Unknown/not provided.

cardMerchandiseBalance

13

Deprecated.

Format: (-)nnnnnnnnn.nn

Merchandise balance as of last statement. Amount is expressed in currency unit specified in transactionCurrencyCode.

cardOrder

1

Deprecated.

The card order; indicates the card used:

• 1 = Primary card
• 2 = Secondary card
• 3 = Tertiary card
• 4 = Fourth card
• 5 = Fifth card
• 6 = Sixth card
• 7 = Seventh card
• 8 = Eighth card
• 9 = Ninth card or beyond
• Blank = Unknown

cardPostalCode

9

Deprecated.

Cardholder ZIP or postal code.

cardSeqNum

3

cardStatusDate

8

Deprecated.

Format: yyyymmdd

Effective date of current status.

cardUse

1

Deprecated.

Card use. Valid values are as follows:

• B = Business (small)
• C = Business (corporate travel and entertainment)
• G = Government
• O = Other
• P = Personal
• R = Brokerage
• S = Business (purchasing)
• Blank = Unknown

cardVerificationResults

10

The card verification results (CVR) indicate that exception conditions occurred during the current and previous transactions, as seen by the card. The first two bytes indicate the length of the field if the Visa Integrated Circuit Card Specification (VIS) is being followed.

Blank = Unknown/not provided

caseCreationIndicator

1

Case creation indicator:

• Blank = Do not force case creation.
• Any other value = Create case.

caseSuppressionIndicator

1

Case suppression indicator. Valid values:

• Blank = Do not prevent case creation.
• Any other value = Prevent case creation.

cashbackAmount

13

Format: nnnnnnnnnn.nn

Cash-back amount if transactionType = B (merchandise with cash back). Amount given in cash back on a merchandise transaction (for example, cash back at grocery store). Amount is expressed in currency unit specified in transactionCurrencyCode.

catType

1

Security level of Cardholder Activated Terminal (CAT):

• A = Automated dispensing machine with PIN (ADM)
• S = Self-service terminal (SST)
• L = Limited amount terminal (LAT)
• F = In-flight commerce terminal (IFCT)
• E = Electronic commerce
• T = Transponder transaction
• Blank = Unknown or not a CAT transaction

Deprecated values for MasterCard transactions:

• 0 = Not a CAT transaction
• 1 = Authorized level 1 CAT: Automated dispensing machine with PIN (ADM)
• 2 = Authorized level 2 CAT: Self-service terminal (SST)
• 3 = Authorized level 3 CAT: Limited amount terminal (LAT)
• 4 = Authorized level 4 CAT: In-flight commerce terminal (IFCT)
• 6 = Authorized level 6 CAT: Electronic commerce
• 7 = Authorized level 7 CAT: Transponder transaction

Deprecated values for Visa transactions:

• 0 = Unspecified
• 1 = Limited Amount Terminal (LAT)
• 2 = Unattended terminal (ATM)
• 3 = Unattended terminal (automated dispensing machine or self-service terminal)
• 4 = Electronic cash register
• 5 = Home terminals
• 7 = Telephone device

cavvKeyIndicator

2

The CAVV key indicator:

• 01 = Issuer CAVV and/or CAAV attempts key set 1
• 02 = Issuer CAVV and/or CAAV attempts key set 2
• 03 = Issuer CAVV and/or CAAV attempts key set 3
• 04 = Issuer CAVV and/or CAAV attempts key set 4
• 05 = Issuer CAVV and/or CAAV attempts key set 5
• 06 = Issuer CAVV and/or CAAV attempts key set 6
• 07 = Issuer CAVV and/or CAAV attempts key set 7
• 08 = Issuer CAVV and/or CAAV attempts key set 8
• 10 = Association CAAV attempts first key set
• 11 = Association CAAV attempts second key set

cavvResult

1

The CAVV (Cardholder Authentication Verification Value) result. Valid values:

• 0 = CAVV could not be verified
• 1 = CAVV failed verification-authentication
• 2 = CAVV passed verification-authentication
• 3 = CAVV passed verification-attempted authentication. Issuer attempts CAVV key was used to generate the CAVV.
• 4 = CAVV failed verification-attempted authentication. Issuer attempts CAVV key was used to generate the CAVV.
• 6 = CAVV not verified, issuer not participating
• 7 = CAVV failed verification-attempted authentication. Visa CAVV attempts key was used to generate the CAVV.
• 8 = CAVV passed verification-attempted authentication. Visa CAVV attempts key was used to generate the CAVV.
• 9 = CAVV failed verification-attempted authentication
• A = CAVV failed verification-attempted authentication
• B = CAVV passed verification-attempted authentication, no liability shift
• C = CAVV was not verified-attempted authentication
• D = CAVV was not verified-cardholder authentication
• Blank = not present or not verified

checkNumber

6

clientIdFromHeader

16

consumerAuthenticationScore

3

creditLine

10

Deprecated.

Format: nnnnnnnnnn

Credit line applied to this transaction, expressed in full units of the currency. This value may change based on the type of transaction if the financial institution uses different limits for cash and merchandise transactions. Amount is expressed in currency unit specified in transactionCurrencyCode.

cryptogramValid

1

Indicates whether the authorization request cryptogram was valid:

• I = Invalid
• V = Valid
• Blank = Unknown/not provided

customerAcctNumber

40

customerIdFromHeader

20

customerPresent

1

Is cardholder present during transaction? Valid values:

• Y = Yes
• N = No
• Blank = Unknown

cvrOfflinePinVerificationFailed

1

Offline PIN verification failure indicator from Card Verification Results:

• 1 = Offline PIN verification failed
• 0 = Offline PIN verification successful
• Blank = Unknown or not applicable

cvrOfflinePinVerificationPerformed

1

Offline PIN verification indicator from Card Verification Results:

• 1 = Offline PIN verification performed
• 0 = Offline PIN verification not performed
• Blank = Unknown or not applicable

cvrPinTryLimitExceeded

1

Offline PIN try limit indicator from Card Verification Results:

• 1 = Offline PIN try limit exceeded
• 0 = Offline PIN try limit not exceeded
• Blank = Unknown or not applicable

cvv2Present

1

Presence indicator for Card Identification Number (CIN), CVC2, or CVV2:

• 0 = CVV2 not provided
• 1 = CVV2 present
• 2 = CVV2 present but not legible
• 9 = CVV2 not present
• Blank = Unknown or not applicable.

cvv2Response

1

Response to a CVV2 request. See field 44.10 in the Visa specification or Data Element 48, Subelement 87 of the MasterCard specification:

• M = CVV2 match
• N = CVV2 no match
• P = CVV2 not processed
• S = CVV2 should be on the card
• U = Issuer is not certified or has not provided encryption keys to association.
• Blank = Unknown or not applicable

cvvVerifyCode

1

CVV/CVC, CVV2/CVC2, dCVV/CVC3, or iCVV/Chip CVC outcome, as appropriate for the POS entry mode:

• I = Invalid
• V = Valid
• Blank = Not checked or outcome of check unknown

Deprecated values:

• N = Track data not present or insufficient
• Z = CVV/CVC value zero or blank

dataSpecificationVersion

5

eciIndicator

2

The ECI indicator. Valid values:

• 0 = not applicable
• 1 = single transaction of mail/phone order
• 2 = recurring transaction
• 3 = installment payment
• 4 = unknown classification
• 5 = secure electronic commerce transaction
• 6 = non-authenticated security transactions at a 3-D Secure capable merchant, and merchant attempted to authenticate using 3-D Secure
• 7 = non-authenticated security transaction
• 8 = non-secure transaction
• Blank = Unknown/Other

expandedBIN

12

externalScore1

4

externalScore2

4

externalScore3

4

externalTransactionId

32

gmtOffset

6

idMethod

1

The ID method:

• 0 = not specified
• 1 = signature
• 2 = online PIN
• 3 = unattended terminal, no PIN pad
• 4 = mail/telephone/electronic commerce
• P = online PIN verification
• S = can signify signature

Numeric values indicate Visa responses, and letter values indicate Mastercard responses.

incomeOrCashBack

10

Deprecated.

Format: nnnnnnnnnn

Cash-back amount if transactionType = B (merchandise with cash back). Otherwise, annual income (blank if income data not available).

Amount is expressed in currency unit specified in transactionCurrencyCode.

mcc

4

merchantCity

30

merchantCountryCode

3

merchantDataProvided

1

Deprecated.

Specifies whether the merchant data fields in this record have been populated by the Scoring Server Client Application or not. Must be set to agree with the action code (online) or semaphore (batch) semantics used to process the record as the functionality is controlled by the action-code/semaphore semantics, not the value specified here:

• Y = Yes. Used for action-codes/semaphores configured not to populate the merchant data fields before model execution.
• N = No. Used for action-codes/semaphores configured to populate the merchant data fields before model execution. The merchant data is retrieved from the Scoring Server's merchant flat-file database; the record is identified by the onUsMerchantId field.

merchantId

16

merchantName

40

merchantPostalCode

9

merchantState

3

mismatchIndicator

1

Indicator for controlling case creation based on results from standard checks performed prior to Falcon.

Mismatch Indicator:

• Blank = Do not force case creation
• Any other value = Create case

If you use Falcon Expert, create a rule to use this field.

modelControl1

1

modelControl2

1

modelControl3

1

modelControl4

1

onUsMerchantId

10

Deprecated.

Merchant identifier (from merchant flat-file database). For Point-of-Service (POS) transactions, this is the merchant identifier. For ATM transactions, it is the ATM identifier.

openDate

8

Deprecated.

Format: yyyymmdd

Date account was opened.

padActionExpireDate

8

Format: yyyymmdd

Authorization: Date through which PAD action remains valid, for use with ARM rules.

Posting: Blank.

padResponse

1

Authorization: Prior Action Database (PAD) response code, for use with Falcon Expert Authorization Response Module (ARM) rules. The values are determined by the client. Suggested values are:

• A = Approved
• D = Declined
• I = Approved with positive ID
• P = Picked up card
• R = Short referral
• C = Continuous referral
• N = Never refer
• Blank = Unknown

Posting: Blank.

pan

19

paymentInstrumentId

30

pinVerifyCode

1

PIN verification:

• I = Invalid
• V = Valid
• Blank = Not checked

Deprecated value:

• P = PVKI value zero or blank

plasticIssueDate

8

Deprecated.

Format: yyyymmdd

Date of last plastic issue.

plasticIssueType

1

Deprecated.

Plastic issue type:

• F = Force emboss (plastic reissued due to customer request, replacement for lost/stolen, emergency plastic, option change)
• I = Initial issue (first plastic issued on the account)
• R = Normal reissue
• S = Special reissue (due to an issuer's special project)
• T = Token or virtual card issue
• Blank = Unknown/other

portfolio

14

posCardCapture

1

Terminal card-capture capability indicator:

• 1 = Terminal has card-capture capabilities
• 0 = Terminal does not have card-capture capabilities
• Blank = Unknown/other

posConditionCode

2

A code identifying transaction conditions at the point of sale or point of service:

• 00 = Normal transaction of this type
• 01 = Customer not present
• 02 = Unattended acceptance terminal, customer operated
• 03 = Merchant suspicious of transaction or card
• 05 = Customer present, card not present
• 06 = Completion advice
• 08 = Mail/telephone order/recurring transaction
• 10 = Customer identity verified
• 51 = Request for account number or address verification without authorization
• 55 = Request for telecode verification without authorization
• 59 = E-commerce request through public network
• 71 = Card present, magnetic stripe cannot be read
• Blank = Unknown/not provided

For ATM transactions provide the following:

• PN = On premise, device does not have card retention capability
• PR = On premise, device has card retention capability
• QN = Off premise, device does not have card retention capability
• QR = Off premise, device has card retention capability

posEntryMode

1

POS entry mode:

• C = Contactless magnetic stripe
• D = Contactless microchip card
• E = E-commerce
• F = Fallback to magnetic stripe read on chip card that is unreadable at chip-enabled terminal
• G = Fallback to keyed entry on chip card that is unreadable at chip-enabled terminal
• K = Keyed (manual)
• S = Magnetic stripe read; CVC/CVV checking may not be possible
• T = Chip read; CVC/CVV checking may not be possible
• U = Magnetic stripe read
• V = Chip read
• X = Contactless entry using bar code reader
• Y = Contactless entry using optical character reader
• Blank = Unknown/other

posOffPremises

1

Off-premises terminal indicator:

• 1 = Off-premises terminal
• 0 = On-premises terminal
• Blank = Unknown/other

posSecurity

1

Transaction security indicator:

• 0 = No security concern
• 1 = Merchant suspicious
• 2 = Customer identity verified
• Blank = Unknown/not provided

posUnattended

1

Unattended terminal indicator:

• 1 = Unattended terminal
• 0 = Attended terminal
• Blank = Unknown/other

postDate

8

Format: yyyymmdd

Authorization: Blank.

Posting: Date posting was processed.

processorAuthReasonCode

5

Processor's own code identifying reason for authorization decision.

Blank = Unknown/not provided

randomDigits

2

realtimeRequest

1

Authorization: Real-time-response indicator:

• Blank = Respond in real time if transaction code calls for response.
• Any other value = Do not respond in real time.

If system is not in real-time mode, then information in this field is ignored.

Posting: Blank.

recordCreationDate

8

Format: yyyymmdd

Date that this record was created. Time zone must be GMT.

recordCreationMilliseconds

3

Format: sss

Milliseconds portion of the time that this record was created.

recordCreationTime

6

Format: hhmmss

Time that this record was created. Time zone must be GMT.

recordType

8

recurringAuthExpireDate

8

Deprecated.

Format: yyyymmdd

The date after which no recurring authorizations should be performed. For transactionType = U.

secondFactorAuthCode

2

The second factor authentication code. Numeric values indicate Visa responses, and letter values indicate Mastercard responses.

Visa valid values:

• 00 = 3DS 1.0.2 or prior, All authentication methods
• 01 = 3DS 2.0 Challenge flow using static passcode
• 02 = 3DS 2.0 Challenge flow using One Time Passcode (OTP) via SMS method
• 03 = 3DS 2.0 Challenge flow using OTP via key fob or card reader method
• 04 = 3DS 2.0 Challenge flow using OTP via App method
• 05 = 3DS 2.0 Challenge flow using OTP via any other method
• 06 = 3DS 2.0 Challenge flow using Knowledge Based Authentication (KBA) method
• 07 = 3DS 2.0 Challenge flow using Out of Band (OOB) authentication with biometric method
• 08 = 3DS 2.0 Challenge flow using OOB authentication with App login method
• 09 = 3DS 2.0 Challenge flow using OOB authentication with any other method
• 10 = 3DS 2.0 Challenge flow using any other authentication method
• 97 = 3DS 2.0 Frictionless flow, RBA (Risk-based authentication) review
• 98 = 3DS 2.0 Attempts server responding
• 99 = 3DS 2.0 Frictionless flow, RBA (Risk-based authentication

Mastercard valid values:

• J = ACS or ACS Stand-in processed (3D 1.0.2 SPA 1 Value)
• H = Attempts processing (3D 1.0.2 SPA 1 Value)
• KA = ACS processed without challenging cardholder (3D 2.0 SHA 256)
• KB = ACS processed after challenging cardholder (3D 2.0 SHA 256)
• KC = ACS Stand-in processed, RBA score (3D 2.0 SHA 256)
• KD = ACS Stand-in processed, future use (3D 2.0 SHA 256)
• KE = Attempts processing (3D 2.0 SHA 256)
• KF = Attempts processing, future use (3D 2.0 SHA 256)
• KG = ACS processed without cardholder challenge (3D 2.0 SHA 1)
• KH = ACS processed after cardholder challenge (3D 2.0 SHA 1)
• KJ = ACS processed RBA Score (3D 2.0 SHA 1)
• KK = ACS Stand-in processed, future use (3D 2.0 SHA 1)
• KL = Attempts processing (3D 2.0 SHA 1)
• KM = Attempts processing, future use (3D 2.0 SHA 1)
• KN = Not Authenticated - Acquirer Exemption stronger SCA (3D 2.0 SHA 256)
• KO = Authenticated - recurring shipment (3D 2.0 SHA 256)
• KP = Authenticated using SCA - First in series of recurring shipment (3D 2.0 SHA 256)

standinAdvice

1

Valid values:

• A = Association advice (stand-in)
• Blank = No advice

terminalEntryCapability

1

Terminal entry capability. Indicates the terminal's ability to read account numbers and expiration dates from cards:

• C = Chip card read capability
• D = Contactless chip card read capability
• K = Key entry only (card present)
• M = Magnetic stripe read capability
• N = Contactless magnetic stripe read capability
• O = Other
• Z = No terminal used (card not present)
• Blank = Unknown

Deprecated values for Visa transactions:

• 0 = Unknown
• 1 = Terminal not used
• 2 = Magnetic stripe read capability
• 3 = Bar code read capability
• 4 = OCR read capability
• 5 = Chip read capability
• 8 = Proximity-read-capable terminal
• 9 = Terminal does not read card data

Deprecated values for MasterCard transactions:

• 0 = Unknown or unspecified
• 1 = No terminal used (voice/ARU authorized)
• 2 = Magnetic stripe reader
• 3 = Contactless chip reader
• 4 = Contactless magnetic stripe reader
• 5 = Magnetic stripe reader and EMV specification compatible chip reader
• 6 = Key entry only
• 7 = Magnetic stripe reader and key entry
• 8 = Magnetic stripe reader and key entry and EMV specification compatible chip reader
• 9 = EMV specification compatible chip reader

terminalId

16

The ID number of the terminal at which the authorization was initiated.

Blank = Unknown/not provided

terminalType

1

Code that identifies the type of POS terminal:

• L = Limited amount terminal
• U = Unattended terminal (for example, ATM, automated dispensing machine or self-service terminal)
• I = Internet/telephone and other interactive devices (including personal computers, personal digital assistants, interactive televisions, telephones, dial terminals, and so on.)
• O = Other
• Blank = Unknown or not applicable

Deprecated values for Visa transactions:

• 0 = Unspecified
• 1 = Limited amount terminal
• 2 = Unattended terminal (ATM)
• 3 = Unattended terminal (automated dispensing machine or self-service terminal)
• 4 = Electronic cash register
• 5 = Home terminals, which include personal computers, personal digital assistants, interactive televisions, and telephones
• 7 = Telephone device (including dial terminals)

Deprecated values for MasterCard transactions:

• 0 = Not a CAT transaction
• 1 = Authorized level1 CAT: Automated dispensing machine with PIN
• 2 = Authorized level2 CAT: Self service terminal
• 3 = Authorized level3 CAT: Limited amount terminal
• 4 = Authorized level4 CAT: In-flight commerce
• 6 = Authorized level6 CAT: Electronic commerce
• 7 = Authorized level7 CAT: Transponder transaction

terminalVerificationResults

10

Indicates the application status as registered at the terminal (Terminal Verification Results).

Blank = Unknown/not provided

tokenAssuranceLevel

2

Contains a two-digit value ranging from 00 to 99 indicating the confidence level of the token to PAN/cardholder relationship.

Provided by the Token Service Provider

tokenExpirationDate

8

Date the token expires.

Network provides in 4 bytes YYMM

tokenId

19

tokenRequestorId

14

Strings are left justified.

Token Requestor ID

Positions 1-3: Token Service Provider code, unique to each Token Service Provider

Positions 4-11: Assigned by Token Service Provider for each requesting entity and Token Domain

tokenizationIndicator

1

Tokenization issue type:

• C = Card on File
• H = Host Card Emulation (Cloud-Based Payment)
• O = Other tokenization type
• Q = Quick Response Code
• S = Secure Element
• Blank = Transaction is not tokenized

Deprecated values:

• M = Mobile device enabled token
• N = One time use token
• W = Digital wallet

transactionAmount

13

Format: nnnnnnnnnn.nn

Transaction amount; always a positive number or zero, regardless of entry in transactionType field. Amount is expressed in currency unit specified in transactionCurrencyCode:

• If transactionType is B (cash-back) then transactionAmount is the total of the merchandise amount and the cash-back amount.
• If transactionType is C (ATM cash) then transactionAmount should be the total of the disbursed amount and fees.
• For ATM withdrawals, the amount is not zeroed out on decline.
• For ATM balance inquiries, this field is set to zero.

transactionCategory

1

Method used for the transaction:

• A = Automatic/recurring
• I = Internet
• M = Mail
• N = Card not present, Cardholder present
• P = Card present
• O = Other
• T = Telephone

transactionCurrencyCode

3

transactionCurrencyConversionRate

13

Format: nnnnnn.nnnnnn

The multiplicative currency conversion rate that is used to convert the currency specified in transactionCurrencyCode to US dollars. The number of US dollars in the currency specified in transactionCurrencyCode.

transactionDate

8

Format: yyyymmdd

Date of transaction. Time zone is specified by gmtOffset.

transactionTime

6

Format: hhmmss

Time of transaction. Time zone is specified by gmtOffset.

transactionType

1

Transaction type:

• A = Address verification only
• B = Merchandise with cash back
• C = Cash
• D = Delayed
• F = Reserved
• I = Available credit inquiry
• K = Convenience check
• L = Loan/installment payment
• M = Merchandise
• O = Other
• P = Pre-authorization
• R = Crediting the account
• S = Merchant suspicious
• T = Balance-transfer check
• U = Recurring charge
• V = Reversal of merchandise transaction
• W = Reversal of cash transaction
• X = Cancel transaction
• Y = In-store merchandise, for co-branded cards
• Z = Completion of previously pre-authorized transaction
• Blank = Unknown

userData01

10

userData02

10

userData03

15

userData04

20

userData05

40

userData06

13

userData07

40

userData08

10

userData09

10

userIndicator01

1

userIndicator02

1

userIndicator03

5

userIndicator04

5

userIndicator05

1

userIndicator06

1

userIndicator07

5

userIndicator08

5

workflow

16