Debit 2.4 Deposit

Field NameTypeSizeField Format/Description

acctExpireDate

Date

8

Deprecated.

Format: yyyymmdd

Expiration date from cardholder file.

availableBalance

Numeric

13

Deprecated.

Format: (-)nnnnnnnnn.nn

Available balance for accessed account immediately before this transaction. Amount is expressed in the currency unit specified in transactionCurrencyCode.

availableDailyCashLimit

Numeric

13

Deprecated.

Format: (-)nnnnnnnnn.nn

Available (remaining) daily cash limit before this transaction. Amount is expressed in currency unit specified in transactionCurrencyCode.

availableDailyMerchandiseLimit

Numeric

13

Deprecated.

Format: (-)nnnnnnnnn.nn

Available (remaining) daily merchandise limit before this transaction. Amount is expressed in currency unit specified in transactionCurrencyCode.

cardCountryCode

Text

3

Deprecated.

Cardholder ISO numeric country code.

cardDailyLimitCode

Text

1

Deprecated.

Card daily limit code:

  • 0 = No daily limits (limits are account balance)
  • 1 = Daily cash and POS limits enforced, cash back debited from POS limit
  • 2 = Daily cash and POS limits enforced, cash back debited from CASH limit
  • 3 = Daily cash limit enforced (no daily POS limit)
  • 4 = Daily CASH and daily TOTAL limits, cash back debited from total

cardIncentive

Text

1

Deprecated.

Incentive program associated with the card, if any:

  • A = Auto discount
  • C = Cash back (for example, rebate program)
  • F = Frequent-flier miles
  • G = Gas discount
  • H = Charity contribution
  • I = Internet discount
  • L = Telephone discount
  • M = Merchandise rebate
  • O = Other
  • R = General purpose points/rewards
  • Blank = None

cardMasterAcctNumber

Text

19

Deprecated.

Primary number for the account, such as DDA or Customer ID.

cardMediaType

Text

1

Deprecated.

Card medium carrying the information:

  • C = Chip card
  • D = Contactless-capable chip card
  • M = Magnetic-stripe card
  • N = Contactless capable magnetic-stripe card
  • V = Virtual card (no physical card exists)
  • W = Contactless-only card
  • Blank = Unknown/not provided.

cardPinLength

Numeric

2

Deprecated.

Length of PIN.

cardPinSetDate

Date

8

Deprecated.

Format: yyyymmdd

The date on which the PIN was last set.

cardPinType

Text

1

Deprecated.

Card PIN type:

  • I = Issuer selected
  • C = Customer selected
  • Blank = Unknown

cardPostalCode

Text

9

Deprecated.

Cardholder ZIP or postal code.

cardType

Text

1

Deprecated.

Card type.

Valid values include:

  • A = ATM only
  • D = ATM/Check (PIN & Signature)
  • H = HELOC
  • M = Multi-card (combined credit and debit)
  • O = Other
  • P = PIN only (ATM or POS with PIN)
  • V = Stored value (pre-paid) card
  • Blank = Unknown

cardUse

Text

1

Deprecated.

Card use. Valid values are as follows:

  • B = Business (small)
  • C = Business (corporate travel and entertainment)
  • G = Government
  • O = Other
  • P = Personal
  • R = Brokerage
  • S = Business (purchasing)
  • Blank = Unknown

cardholderDataProvided

Text

1

Deprecated.

Specifies whether the cardholder data fields in this record have been populated by the Scoring Server Client Application or not. Must be set to agree with the action code (online) or semaphore (batch) semantics used to process the record as the functionality is controlled by the action-code/semaphore semantics, not the value specified here:

  • Y = Yes. Used for action-codes/semaphores configured not to populate the cardholder data fields before model execution.
  • N = No. Used for action-codes/semaphores configured to populate the cardholder data fields before model execution. The cardholder data is retrieved from the Scoring Server's cardholder flat-file database; the record is identified by the pan field.

caseCreationIndicator

Text

1

Case creation indicator:

  • Blank = Do not force case creation.
  • Any other value = Create case.

caseSuppressionIndicator

Text

1

Case suppression indicator. Valid values:

  • Blank = Do not prevent case creation.
  • Any other value = Prevent case creation.

clientId

Text

14

Deprecated.

Reserved.

clientIdFromHeader

Text

16

Unique identifier for the client or subclient. The value of this field is determined jointly by the client and FICO.

customerAcctNumber

Text

40

Unique identifier for the account associated with the transaction/record.

customerDateOfBirth

Date

8

Deprecated.

Format: yyyymmdd

Birth date of primary cardholder.

customerGender

Text

1

Deprecated.

Gender of the Customer:

  • M= Male
  • F = Female
  • J = Joint Acct (owned by both male and female account holders)
  • U = Unknown

customerIdFromHeader

Text

20

Primary Customer Identifier. Financial institution's unique identifier for the primary customer for the account.

dailyCashLimit

Numeric

10

Deprecated.

Format: nnnnnnnnnn

The daily cash (ATM) limit, expressed in full units of the currency. Amount is expressed in currency unit specified in transactionCurrencyCode.

dailyMerchandiseLimit

Numeric

10

Deprecated.

Format: nnnnnnnnnn

The daily merchandise (POS) limit, expressed in full units of the currency. Amount is expressed in currency unit specified in transactionCurrencyCode.

dataSpecificationVersion

Text

5

2.4

depositMethod

Text

1

Deposit method:

  • A = ATM
  • B = Phone self-payment/self-transfer
  • C = Computer self-payment/self-transfer
  • D = Drop box
  • O = Other
  • P = Postal (mail)
  • R = Automatic account transfer
  • T = Teller window/cashier
  • Blank = Unknown

depositRecord

Text

1

Deposit record indicator.

depositReversalIndicator

Text

1

Deposit reversal indicator:

  • D = Derogatory reversal
  • N = Nonderogatory reversal
  • Q = Deposit

depositType

Text

1

Deposit type:

  • C = Check
  • E = Electronic Funds Transfer
  • I = Internal transfer
  • O = Other
  • W = Cash
  • Blank = Unknown

Deprecated values:

  • B = Balance-transfer check
  • K = Convenience check
  • X = Early payment

externalScore1

Numeric

4

External score for use by another process.

externalScore2

Numeric

4

External score for use by another process.

externalScore3

Numeric

4

External score for use by another process.

externalTransactionId

Text

32

Client-generated unique transaction ID that is unique across all data feeds for a specific installation of Falcon Fraud Manager.

gmtOffset

Numeric

6

Specifies the Greenwich Mean Time (GMT) offset associated with all date-time fields in the record body (positions 161 onward). Format is (-)nn.nn, where the digits to the right of the decimal point represent decimal fractions of an hour. For example, a GMT offset of 5 hours and 45 minutes (Nepal) is expressed as 5.75. Note that gmtOffset changes during Daylight Saving Time if Daylight Saving Time is observed in the date-time fields in the record body.

income

Numeric

10

Deprecated.

Format: nnnnnnnnnn

Annual income (blank if income data not available).

Amount is expressed in currency unit specified in transactionCurrencyCode.

linkedAcctType

Text

1

Deprecated.

Which account was linked to this transaction? Valid values:

  • B= Brokerage/Money market
  • C = Checking
  • K = Credit card
  • L = Line of credit
  • O = Other
  • S = Savings
  • U = Unknown

modelControl1

Text

1

This field is used to control Falcon and Fraud Predictor model-specific features. See the model report for information on supported functionality.

modelControl2

Text

1

This field is used to control Falcon and Fraud Predictor model-specific features. See the model report for information on supported functionality.

modelControl3

Text

1

This field is used to control Falcon and Fraud Predictor model-specific features. See the model report for information on supported functionality.

modelControl4

Text

1

This field is used to control Falcon and Fraud Predictor model-specific features. See the model report for information on supported functionality.

numberOfCards

Numeric

3

Deprecated.

Number of currently activated cards for this PAN.

openDate

Date

8

Deprecated.

Format: yyyymmdd

Date account was opened.

pan

Text

19

Primary Account Number (PAN) of the payment instrument. This is the number encoded or embossed on the payment instrument.

plasticIssueDate

Date

8

Deprecated.

Format: yyyymmdd

Date of last plastic issue.

plasticIssueType

Text

1

Deprecated.

Plastic issue type:

  • F = Force emboss (plastic reissued due to customer request, replacement for lost/stolen, emergency plastic, option change)
  • I = Initial issue (first plastic issued on the account)
  • R = Normal reissue
  • S = Special reissue (due to an issuer's special project)
  • T = Token or virtual card issue
  • Blank = Unknown/other

portfolio

Text

14

Name of the "portfolio" (segment of the account base) to which this account belongs.

randomDigits

Text

2

Random digits used to define random selections of cardholders for the testing of rules and models.

recordCreationDate

Date

8

Format: yyyymmdd

Date that this record was created. Time zone must be GMT.

recordCreationMilliseconds

Numeric

3

Format: sss

Milliseconds portion of the time that this record was created.

recordCreationTime

Date

6

Format: hhmmss

Time that this record was created. Time zone must be GMT.

recordType

Text

8

DBDPST24

reversedDepositDate

Date

8

Format: yyyymmdd

Transaction date for reversed deposit.

reversedDepositDate_deprecated

Date

8

Deprecated.

Format: yyyymmdd

Transaction date for reversed deposit.

reversedDepositTime

Date

6

Format: hhmmss

Transaction time for reversed deposit.

transactionAmount

Numeric

13

Format: nnnnnnnnnn.nn

Deposit or reversal amount; always a positive number, regardless of entry in depositReversalIndicator field. Amount is expressed in currency unit specified in transactionCurrencyCode.

transactionCurrencyCode

Text

3

ISO numeric currency code. This is the currency unit used for all currency-based fields.

transactionCurrencyConversionRate

Numeric

13

Format: nnnnnn.nnnnnn

The multiplicative currency conversion rate that is used to convert the currency specified in transactionCurrencyCode to US dollars. The number of US dollars in the currency specified in transactionCurrencyCode.

transactionDate

Date

8

Format: yyyymmdd

Date of transaction. Time zone is specified by gmtOffset.

transactionTime

Date

6

Format: hhmmss

Time of transaction. Time zone is specified by gmtOffset.

userData01

Text

10

User-defined information. Editable in Falcon Expert rules.

userData02

Text

10

User-defined information. Editable in Falcon Expert rules.

userData03

Text

15

User-defined information. Editable in Falcon Expert rules.

userData04

Text

20

User-defined information. Editable in Falcon Expert rules.

userData05

Text

40

User-defined information. Editable in Falcon Expert rules.

userData06

Text

13

User-defined information. Editable in Falcon Expert rules.

userData07

Text

40

User-defined information. Editable in Falcon Expert rules.

userData08

Text

10

User-defined information. Editable in Falcon Expert rules.

userData09

Text

10

User-defined information. Editable in Falcon Expert rules.

userIndicator01

Text

1

User-defined information. Editable in Falcon Expert rules.

userIndicator02

Text

1

User-defined information. Editable in Falcon Expert rules.

userIndicator03

Text

5

User-defined information. Editable in Falcon Expert rules.

userIndicator04

Text

5

User-defined information. Editable in Falcon Expert rules.

userIndicator05

Text

1

User-defined information. Editable in Falcon Expert rules.

userIndicator06

Text

1

User-defined information. Editable in Falcon Expert rules.

userIndicator07

Text

5

User-defined information. Editable in Falcon Expert rules.

userIndicator08

Text

5

User-defined information. Editable in Falcon Expert rules.

workflow

Text

16

Contains the name of the workflow to be executed by Falcon Fraud Manager.
Debit 2.4 Deposit Field Descriptions

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