Nonmonetary 2.0

actionCode

2

This field indicates some specific actions related to the nonmonetary event. This field should be populated as indicated if the nonmonCode field has one of the following values.

[0001]

Populate with the following values:

• C = Copy the profile from old to new and retain the old. If new existed, it is overwritten.
• D = Delete the profile. Do not populate newCustomerId.
• M = If new exists, log the error and do nothing, otherwise copy the profile from old to new and delete the old. This is a "safe" mode.
• T = Copy the profile from old to new and delete the old. If new existed, it is overwritten. This is a "forced" move.

[0002]

Populate with the following values:

• C = Copy the profile from old to new and retain the old. If new existed, it is overwritten.
• D = Delete the profile. Do not populate newCustomerAcctNumber.
• M = If new exists, log the error and do nothing, otherwise copy the profile from old to new and delete the old. This is a "safe" mode.
• T = Copy the profile from old to new and delete the old. If new existed, it is overwritten. This is a "forced" move.

[0003]

Populate with the following values:

• C = Copy the profile from old to new and retain old. If new existed, it is overwritten.
• D = Delete the profile. Do not populate newPan.
• M = If new exists, log the error and do nothing, otherwise copy the profile from old to new and delete the old. This is a "safe" mode.
• T = Copy the profile from old to new and delete the old. If new existed, it is overwritten. This is a "forced" move.

[0004]

Populate with the following values:

• C = Copy the profile from old to new and retain old. If new existed, it is overwritten.
• D = Delete the profile. Do not populate newPaymentInstrumentId.
• M = If new exists, log the error and do nothing, otherwise copy the profile from old to new and delete the old. This is a "safe" mode.
• T = Copy the profile from old to new and delete the old. If new existed, it is overwritten. This is a "forced" move.

[0005]

Populate with the following values:

• D = Delete the UDP. Do not populate newEntityName.

[0006]

Populate with the following values:

• Delete the profile. Do not populate newCustomerId.

[1005]

Populate with the following values:

• M1 = indicates customer is being activated for military duty.
• M0 = indicates customer is no longer on military duty.

[1250]

Populate with the following values:

• A1 = indicates customer starts email alert.
• A0 = indicates customer stops email alert.
• N1 = indicates customer starts email newsletter.
• N0 = indicates customer stops email newsletter.
• E0 = indicates customer has changed his or her email address.

[1130]

Populate with the following values:

• I1 = indicates enabling of internet access to customer.
• I0 = indicates disabling of internet access to customer.
• T1 = indicates enabling of telephone access to customer.
• T0 = indicates disabling of telephone access to customer.
• S1 = indicates enabling of mobile access to customer.
• S0 = indicates disabling of mobile access to customer.
• B1 = indicates unblocking of PIN for this customer.
• B0 = indicates blocking of PIN for this customer.

[1350]

Populate with the following values:

• S1 = indicates a change in existing customer-level security question or answer.
• M1 = indicates a change to mother's maiden name.
• P1 = indicates a change in existing customer-level passcode
• W1 = indicates a change in existing customer-level memorable word
• C1 = indicates a change to any other customer-level credentials.

[1360]

Populate with the following values:

• P0 = indicates that a payee account has been added. Use newCustomerAcctNumber field to specify payee account.
• P1 = indicates that a payee account has been removed. Use newCustomerAcctNumber field to specify payee account.

[2040]

Populate with the following values:

• F1 = indicates enabling of fraud protection for this account.
• F0 = indicates disabling of fraud protection for this account.
• P1 = indicates enabling of positive pay for this account.
• P0 = indicates disabling of positive pay for this account.
• A1 = indicates enabling of ACH debit filters for this account.
• A0 = indicates disabling of ACH debit filters for this account.

[2042]

C1 = register for online banking

M1 = register for mobile banking

T1 = register for telephone banking

N1 = register for mobile payments

[2100]

Populate with the following values:

• S1 = indicates a change in existing account-level security question or answer.
• C1 = indicates a change to any other account-level credentials.

[2109]

Populate with the following value:

• M1 = indicates mail was returned.

[2130]

Populate with the following values:

• I1 = indicates enabling of internet access to account.
• I0 = indicates disabling of internet access to account.
• T1 = indicates enabling of telephone access to account.
• T0 = indicates disabling of telephone access to account.
• S1 = indicates enabling of mobile access to account.
• S0 = indicates disabling of mobile access to account.
• B1 = indicates unblocking of PIN for this account.
• B0 = indicates blocking of PIN for this account.

[2131]

Populate with the following values:

• C1 = indicates checks were issued.
• C2 = indicates checks were reordered.

[2140]

Populate with the following values:

• B1 = indicates a balance inquiry that does not occur at an ATM.
• B2 = indicates a float inquiry.

[2220]

Populate with the following value:

• F0 = indicates a change in hold/float policy for the account.

[2300]

Populate with the following values:

• F0 = indicates a change in fixed payment amount.
• A0 = indicates that account has promised to pay.
• S0 = indicates that account has stopped payment on check due to lost or stolen check.
• S1 = indicates that account has stopped payment on check due to dispute.
• S2 = indicates that account has stopped payment on check due to other reasons.
• L0 = indicates that the account's annual fee level has changed.
• P0 = indicates that the account has added a new payee. Use newCustomerAcctNumber field to specify payee account.
• P1 = indicates that the account has removed a payee. Use newCustomerAcctNumber field to specify payee account.

[2500]

Populate with the following values:

• D0 = indicates a dispute with ATM transaction.
• D1 = indicates a dispute with ACH transaction.
• D2 = indicates a dispute with check transaction.
• D3 = indicates a dispute with faster payments transaction.
• D4 = indicates a dispute with wire transaction.
• D5 = indicates a dispute with credit card transaction.
• D6 = indicates a dispute with debit card transaction.
• D7 = indicates a dispute with some other unspecified dispute.
• P1 = indicates a pended case for this account.
• P0 = indicates a closed case for this account.

[2602]

Populate with the following values:

• P1 = indicates paperless statement activation.
• P0 = indicates paperless statement cancellation.
• S1 = indicates statement hold activation.
• S0 = indicates statement hold cancellation.
• M1 = indicates mail to branch activation.
• M0 = indicates mail to branch cancellation.
• N0 = indicates a request for a statement.

[3000]

Populate with the following values:

• A1 = indicates card sent to alternate address.
• I1 = indicates instant-issue card.
• R0 = indicates rush card sent to primary address.
• R1 = indicates rush card sent to alternate address.

[3020]

Populate with the following values:

• P0 = indicates initial setting of PIN.
• B1 = indicates unblocking of PIN.
• B0 = indicates blocking of PIN.

clientIdFromHeader

16

comment

50

contactMethod

1

The method used by customer to contact the institution about the nonmonetary event.

A = ATM

B = Phone (Interactive Voice Response system)

C = Computer/Internet

D = Drop box

E = Brokered by external 3rd party

F = Fax

G = Payment initiated using tokenization channel

M = Mobile banking through web browser

N = Mobile application

O = Other

P = Postal (Mail)

R = Automatic transfer

S = Point of Sale (POS) Terminal

T = Teller window/cashier

U = In-branch kiosk/device (non-ATM)

V = Phone (remote teller)

Z = Direct link to back office

Blank = Bank-initiated nonmonetary.

contactMethodId

40

A number giving identifying information about the contactMethod, for instance:

• ATM terminal ID for ATM-based transaction
• Branch ID for teller-based transaction
• Web ID for online transaction
• Telephone number of customer for telephone transaction
• Terminal ID for POS transactions
• IMEI for mobile transaction

currencyCode

3

ISO 4217 three-digit numeric currency code. This is the currency unit used for the two monetary fields (newMonetaryValue and oldMonetaryValue). Should only be populated if monetary values are populated for the following nonmonCode values:

• [1152] = currency code for income.
• [2201] = currency code associated with credit limit.
• [2202] = currency code associated with overdraft limit.
• [2203] = currency code associated with daily cash limit.
• [2204] = currency code associated with daily POS limit.
• [2210] = currency code associated with total daily limit.
• [2600] = currency code associated with annual fee amount.
• [2610] = currency code associated with delinquency amount value.
• [3201] = currency code associated with credit limit.
• [3202] = currency code associated with overdraft limit.
• [3203] = currency code associated with daily cash limit.
• [3204] = currency code associated with daily POS limit.
• [4000] = currency code for business's annual revenue.

currencyConversionRate

13

Format: nnnnnn.nnnnnn

The multiplicative currency conversion rate that is used to convert the currency specified in currencyCode to US dollars. This field indicates the currency of the two monetary fields (newMonetaryValue and oldMonetaryValue). It is populated if monetary values are populated for the following nonmonCode values:

• [1152] = currency conversion rate to convert income expressed by the given currency code into US Dollars.
• [2201] = currency conversion rate to convert credit limit expressed by the given currency code into US Dollars.
• [2202] = currency conversion rate to convert overdraft limit expressed by the given currency code into US Dollars.
• [2203] = currency conversion rate to convert daily cash limit expressed by the given currency code into US Dollars.
• [2204] = currency conversion rate to convert daily POS limit expressed by the given currency code into US Dollars.
• [2210] = currency conversion rate to convert total daily limit expressed by the given currency code into US Dollars.
• [2600] = currency conversion rate to convert annual fee amount expressed by the given currency code into US Dollars.
• [2610] = currency conversion rate to convert delinquency amount expressed by the given currency code into US Dollars.
• [3201] = currency conversion rate to convert credit limit expressed by the given currency code into US Dollars.
• [3202] = currency conversion rate to convert overdraft limit expressed by the given currency code into US Dollars.
• [3203] = currency conversion rate to convert daily cash limit expressed by the given currency code into US Dollars.
• [3204] = currency conversion rate to convert daily cash limit expressed by the given currency code into US Dollars.
• [4000] = currency conversion rate to convert the business's annual revenue expressed by the given currency code into US Dollars.

customerAcctNumber

40

For nonmonCode values of 0001, 1000-1999, 4000-4999:

Filled with blanks.

For nonmonCode values of 0003-0004, 2000, 2002-2999, 3000-3999:

Financial institution's unique identifier for the account.

Otherwise, this field is populated as indicated if the nonmonCode field has one of the following values:

• [0002] = account identifier prior to profile change.
• [2001] = previous account identifier.

customerIdFromHeader

20

For nonmonCode values 0004, 1000-1999, 3000:

• Customer Identifier. Financial institution's unique identifier for the customer.

For nonmonCode values 0003, 3010-3999:

• Primary Customer Identifier. Financial institution's unique identifier for the primary customer for the PAN.

For nonmonCode values of 0002, 2000-2999, 4000-4999:

• Primary Customer Identifier. Financial institution's unique identifier for the primary customer for the account.

This field should be populated as indicated if the nonmonCode field has one of the following values:

• [0001] = customer ID before profile change.
• [2005] = account's previous primary customer ID.

For the nonmonCode value of 0006.

Business Account Number. Financial institution's unique identifier for the account number of the business.

• [0006] = Business account that will be deleted.

dataSpecificationVersion

5

decisionCode

1

Indicates the decision made on the nonmonetary event. Valid values:

• A = Change/event was approved.
• D = Change/event was denied.

externalTransactionId

32

gmtOffset

6

newCharacterValue

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1152] = customer's new occupation code.
• [1330] = customer's new segmentation ID 1.
• [1331] = customer's new segmentation ID 2.
• [1332] = customer's new segmentation ID 3.
• [1333] = customer's new segmentation ID 4.
• [1400] = customer's new credit rating.
• [2020] = account's new service type.
• [2050] = account's new segmentation ID 1.
• [2051] = account's new segmentation ID 2.
• [2052] = account's new segmentation ID 3.
• [2053] = account's new segmentation ID 4.
• [2600] = account's new interest rate category.
• [4000] = business's new industry code.
• [4300] = business's new first segmentation ID.
• [4301] = business's new second segmentation ID.
• [4302] = business's new third segmentation ID.
• [4303] = business's new fourth segmentation ID.
• [4400] = business's new credit rating.

newCity

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new city.
• [1151] = customer's new secondary city.
• [1152] = customer's new work city.
• [2007] = account's new branch city.
• [2601] = account's new statement city.
• [3100] = PAN's new cardholder city.
• [4100] = business's new city.
• [4101] = business's new secondary city.
• [4102] = parent company's new city.
• [4103] = business headquarter's new city.

newCode1

3

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's new preferred language code (ISO 639-3 language code).
• [1100] = customer's new country issuing national ID.
• [1152] = customer's new employment status.
• [1308] = new currency code for all CIS monetary fields.
• [2010] = account's new type.
• [2030] = account's new status.
• [2209] = new currency code for all AIS monetary fields.
• [3010] = PAN's new subtype.
• [3102] = PAN's new status.
• [3206] = new currency code for all PIS monetary fields.
• [3320] = new value for whether the chip card supports Issuer Authentication as part of the Application Interchange Profile.
• [3321] = new chip specification version value.
• [3401] = Token's new status
• [4110] = business's new primary contact preferred language.
• [4111] = business's new secondary contact preferred language.
• [4112] = business's new tertiary contact preferred language.
• [4900] = new currency code for all BIS monetary fields.

newCode2

3

This field is populated as indicated if the nonmonCode field has one of the following values:

• [2010] = account's new ownership.
• [3320] = new value for whether the chip card supports combined DDA/AC Generation (CDA) as part of the Application Interchange Profile.
• [3400] = New token service provider

newCode3

3

This field is populated as indicated if the nonmonCode field has one of the following values:

• [2010] = account's new usage.
• [3400] = Token's new assurance level.
• [3401] = Token's new updated assurance level.

newCountryCode

3

ISO 3166-1 three-digit numeric value of country. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's corrected country of birth.
• [1100] = customer's new citizenship country.
• [1104] = customer's new country issuing driver's license.
• [1105] = customer's new country issuing tax ID.
• [1106] = customer's new passport country.
• [1150] = customer's new country code.
• [1151] = customer's new secondary country code.
• [1152] = customer's new work country code.
• [1319] = country code where customer is on vacation/travelling.
• [2007] = account's new branch country code.
• [2601] = account's new statement country code.
• [3000] = payment instrument's new issuing country.
• [3100] = PAN's new country code.
• [4000] = business's new country issuing national ID.
• [4001] = business's new country issuing tax ID.
• [4100] = business's new country code.
• [4101] = business's new secondary country code.
• [4102] = parent company's new country code.
• [4103] = business headquarter's new country code.

newCustomerAcctNumber

40

This field is populated if the nonmonCode field has one of the following values:

• [0002] = If not deleting the profile, populate with new account identifier. If deleting the profile, populate with blanks.
• [1360] = payee account identifier
• [2001] = new account identifier
• [2300] = payee account identifier

newCustomerId

20

This field is populated if the nonmonCode field has one of the

following values:

• [0001] = If not deleting profile populate with new customer ID. If deleting profile populate with blanks.
• [2005] = account's new customer ID.

newDate1

8

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's corrected birthday.
• [1106] = customer's new passport expiration date.
• [1150] = customer's start date at new address.
• [1152] = customer's new employment start date.
• [1300] = customer's new bank relationship start date.
• [1319] = customer's start date for vacation/travel.
• [1400] = customer's new credit score date.
• [2011] = account's new open date.
• [2030] = account's new status date.
• [2600] = account's new annual fee date.
• [3000] = payment instrument's new last issue date.
• [3010] = PAN's new member since date.
• [3020] = payment instrument's new PIN set date.
• [3102] = PAN's new status date.
• [3400] = Token's new provision date.
• [3401] = Token new status date.
• [4000] = business's new registration date.
• [4400] = business's new credit score date.

newDate2

8

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1319] = customer's end date for vacation/travel.
• [3000] = payment instrument's new expiration date.
• [3010] = PAN's new open date.
• [3400] = Token new expiration date.
• [3401] = Token updated expiration date.
• [4000] = business's corrected relationship start date.

newEmailAddress

40

This field is populated as indicated if the nonmonCode field has the following values:

• [1250] = customer's new email address.
• [4110] = business's new primary contact email address.
• [4111] = business's new secondary contact email address.
• [4112] = business's new tertiary contact email address.
• [4120] = business's primary internal relationship contact's new email address.
• [4121] = business's secondary internal relationship contact's new email address.

newEntityName

60

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's new title.
• [1152] = customer's new employer.
• [1350] = customer's new mother's maiden name.
• [3000] = new name on payment instrument.
• [4000] = business's new name.
• [4002] = parent company's new name.
• [4110] = business's new primary contact name.
• [4111] = business's new secondary contact name.
• [4112] = business's new tertiary contact name.
• [4120] = business's new primary internal relationship contact's name.
• [4121] = business's new secondary internal relationship contact's name.

newGivenName

30

This field is populated if the nonmonCode field has the following value:

• [1001] = customer's new given name.

newId1

20

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1100] = customer's new national ID.
• [1104] = customer's new driver's license number.
• [1105] = customer's new tax ID.
• [1106] = customer's new passport number.
• [2007] = account's new routing number.
• [2008] = account's new joint customer ID.
• [3400] = New token requestor ID.
• [4000] = business's new national ID.
• [4001] = business's new tax ID.

newId2

20

This field is populated as indicated if the nonmonCode field has one of the following values:

• [2007] = account's new branch ID.

newIndicator1

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's new gender.
• [1150] = customer's new residential status.
• [1151] = customer's new secondary address type
• [1207] = customer's new preferred phone code.
• [1300] = customer's new VIP type.
• [1400] = customer's new source of credit score.
• [2010] = account's new VIP type.
• [2011] = account's new open application channel.
• [2030] = account's new overlimit status.
• [2041] = account's new mobile pay value.
• [2211] = account's new cashback limit mode.
• [3000] = payment instrument's new issue type.
• [3010] = PAN's new type.
• [3020] = payment instrument's new PIN type.
• [3104] = payment instrument's new activation indicator value.
• [3205] = PAN's new daily limit type.
• [3320] = new value for whether the chip card supports Static Data Authentication (SDA) as part of the Application Interchange Profile.
• [3321] = new chip specification value.
• [3400] = provisioned token type.
• [4000] = business's new sales market.
• [4200] = business's new business type.
• [4400] = business's new source of credit score.

newIndicator2

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's new marital status.
• [1300] = customer's new PEFP status.
• [2011] = account's new marketing code.
• [2041] = account's new direct deposit value.
• [3000] = payment instrument's new media type.
• [3010] = PAN's new category.
• [3320] = new value for whether the chip card supports Static Dynamic Authentication (DDA) as part of the Application Interchange Profile.
• [4200] = business's new vip type.

newIndicator3

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's new educational status.
• [1300] = customer's new OFAC status.
• [2041] = account's new online bill pay value.
• [3010] = PAN's new association.
• [3320] = new value for whether the chip card supports Cardholder Verification as part of the Application Interchange Profile.
• [4200] = business's new PEFP status.

newIndicator4

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [3010] = PAN's new incentive.
• [3320] = new value for whether the chip card performs Terminal Risk Management as part of the Application Interchange Profile.
• [4200] = business's new OFAC status.

newMiddleName

30

This field is populated if the nonmonCode field has one of the

following values:

• [1001] = customer's new middle name.

newMonetaryValue

19

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1152] = customer's new income.
• [2201] = account's new credit limit.
• [2202] = account's new overdraft limit.
• [2203] = account's new daily cash limit.
• [2204] = account's new daily POS limit.
• [2210] = account's new total daily limit.
• [2600] = account's new annual fee amount.
• [2610] = account's new delinquency amount.
• [3201] = PAN's new credit limit.
• [3202] = PAN's new overdraft limit.
• [3203] = PAN's new daily cash limit.
• [3204] = PAN's new daily POS limit.
• [4000] = business's new annual revenue.

newNumericValue1

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's new number of dependents.
• [1300] = customer's new number of accounts.
• [1340] = customer's new behavior 1 score
• [1400] = customer's new credit score.
• [2012] = account's new number of authorized users.
• [2030] = account's new number of cycles inactive.
• [2400] = account's new behavior 1 score
• [2600] = account's new statement cycle period.
• [2610] = account's new number of delinquent cycles.
• [3010] = new number of payment instrument IDs associated with PAN.
• [3020] = payment instrument's new PIN length.
• [3322] = new lower consecutive offline limit for the PAN.
• [3400] = new number of tokens associated with PAN.
• [3401] = new number of tokens associated with PAN.
• [4000] = new number of accounts associated with business.
• [4400] = business's new credit score.
• [4500] = business's new behavior 1 score.

newNumericValue2

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1340] = customer's new behavior 2 score
• [2012] = account's new number of payment instrument IDs.
• [2400] = account's new behavior 2 score
• [2600] = account's new statement day of month
• [3322] = new upper consecutive offline limit for the PAN.
• [4000] = business's new number of employees.
• [4500] = business's new behavior 2 score

newPan

19

This field is populated if the nonmonCode field has one of the

following values:

• [0003] = If not deleting profile populate with new PAN. If deleting profile populate with blanks.
• [3000] = new PAN.

newPaymentInstrumentId

30

This field is populated if the nonmonCode field has one of the

following values:

• [0004] = If not deleting profile populate with new payment instrument ID. If deleting profile populate with blanks.
• [3000] = new payment instrument ID.
• [3400] = new payment instrument ID (such as, Token).

newPhone1

24

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1207] = customer's new home phone number.
• [1208] = customer's new secondary phone number.
• [1209] = customer's new work phone number.
• [1210] = customer's new mobile phone number.
• [4110] = business's new primary contact phone.
• [4111] = business's new secondary contact phone.
• [4112] = business's new tertiary contact phone.
• [4120] = business's primary internal relationship contact's new phone.
• [4121] = business's secondary internal relationship contact's new phone.

newPhone2

24

This field is populated as indicated if the nonmonCode field has one of the following values:

• [4110] = business's new alternate primary contact phone.
• [4111] = business's new alternate secondary contact phone.
• [4112] = business's new alternate tertiary contact phone.
• [4120] = business's primary internal relationship contact's new alternate phone.
• [4121] = business's secondary internal relationship contact's new alternate phone.

newPostalCode

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new postal code.
• [1151] = customer's new secondary postal code.
• [1152] = customer's new work postal code.
• [2007] = account's new branch postal code.
• [2601] = account's new statement postal code.
• [3100] = PAN's new postal code.
• [4100] = business's new postal code.
• [4101] = business's new secondary postal code.
• [4102] = parent company's new postal code.
• [4103] = business headquarter's new postal code.

newStateProvince

3

ISO 3166-2 standard code, omitting the first three characters. For example, code "US-CA" should be populated as "CA". This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new state or province.
• [1151] = customer's new secondary state or province.
• [1152] = customer's new work state or province.
• [2007] = account's new branch state or province.
• [2601] = account's new statement state or province.
• [3100] = PAN's new cardholder state or province.
• [4100] = business's new state or province.

newStreetLine1

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new address, street line 1.
• [1151] = customer's new secondary address, street line 1.
• [1152] = customer's new work address, street line 1.
• [2601] = account's new statement address, street line 1.
• [4100] = business's new address, street line 1.
• [4101] = business's new secondary address, street line 1.
• [4102] = parent company's new address, street line 1.
• [4103] = business headquarter's new address, street line 1.

newStreetLine2

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new address, street line 2.
• [1151] = customer's new secondary address, street line 2.
• [1152] = customer's new work address, street line 2.
• [2601] = account's new statement address, street line 2.
• [4100] = business's new address, street line 2.
• [4101] = business's new secondary address, street line 2.
• [4102] = parent company's new address, street line 2.
• [4103] = business headquarter's new address, street line 2.

newStreetLine3

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new address, street line 3.
• [1151] = customer's new secondary address, street line 3.
• [1152] = customer's new work address, street line 3.
• [2601] = account's new statement address, street line 3.
• [4100] = business's new address, street line 3.
• [4101] = business's new secondary address, street line 3.
• [4102] = parent company's new address, street line 3.
• [4103] = business headquarter's new address, street line 3.

newStreetLine4

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's new address, street line 4.
• [1151] = customer's new secondary address, street line 4.
• [1152] = customer's new work address, street line 4.
• [2601] = account's new statement address, street line 4.
• [4100] = business's new address, street line 4.
• [4101] = business's new secondary address, street line 4.
• [4102] = parent company's new address, street line 4.
• [4103] = business headquarter's new address, street line 4.

newSuffix

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's new suffix.

newSurname

60

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's new surname.

newText

60

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's new preferred greeting.
• [1308] = new currency conversion rate to US dollars for all CIS monetary fields.
• [1400] = customer's new credit score request reason.
• [2007] = account's new bank ID.
• [2011] = account's new application reference number.
• [2020] = account's new portfolio.
• [2209] = new currency conversion rate to US dollars for all AIS monetary fields.
• [2600] = account's new statement addressee
• [3206] = new currency conversion rate to US dollars for all PIS monetary fields.
• [4100] = business's new addressee.
• [4101] = business's new secondary addressee.
• [4102] = parent company's new addressee.
• [4103] = business's new headquarter's addressee.
• [4110] = business's new primary contact title.
• [4111] = business's new secondary contact title.
• [4112] = business's new tertiary contact title.
• [4400] = business's new credit score request reason.
• [4900] = new currency conversion rate to US dollars for all BIS monetary fields.

nonmonCode

4

nonmonCodeInitiator

1

Entity initiating the nonmonetary event:

• B = Bank
• C = Customer

oldCharacterValue

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1152] = customer's previous occupation code.
• [1330] = customer's previous segmentation ID 1.
• [1331] = customer's previous segmentation ID 2.
• [1332] = customer's previous segmentation ID 3.
• [1333] = customer's previous segmentation ID 4.
• [1400] = customer's previous credit rating.
• [2020] = account's previous service type.
• [2050] = account's previous segmentation ID 1.
• [2051] = account's previous segmentation ID 2.
• [2052] = account's previous segmentation ID 3.
• [2053] = account's previous segmentation ID 4.
• [2600] = account's previous interest rate category.
• [4000] = business's previous industry code.
• [4300] = business's previous first segmentation ID.
• [4301] = business's previous second segmentation ID.
• [4302] = business's previous third segmentation ID.
• [4303] = business's previous fourth segmentation ID.
• [4400] = business's previous credit rating.

oldCity

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous city.
• [1151] = customer's previous secondary city.
• [1152] = customer's previous work city.
• [2007] = account's previous branch city.
• [2601] = account's previous statement city.
• [3100] = PAN's previous cardholder city.
• [4100] = business's previous city.
• [4101] = business's previous secondary city.
• [4102] = parent company's previous city.
• [4103] = business headquarter's previous city.

oldCode1

3

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous preferred language code (ISO 639-3 language code).
• [1100] = customer's previous country issuing national ID.
• [1152] = customer's previous employment status.
• [1308] = previous currency code for all CIS monetary fields.
• [2010] = account's previous type.
• [2030] = account's previous status.
• [2209] = previous currency code for all AIS monetary fields.
• [3010] = PAN's previous subtype.
• [3102] = PAN's previous status.
• [3206] = previous currency code for all PIS monetary fields.
• [3320] = previous value for whether the chip card supports Issuer Authentication as part of the Application Interchange Profile.
• [3321] = previous chip specification value.
• [3401] = Token's old status.
• [4110] = business's previous primary contact preferred language.
• [4111] = business's previous secondary contact preferred language.
• [4112] = business's previous tertiary contact preferred language.
• [4900] = previous currency code for all BIS monetary fields.

oldCode2

3

This field is populated as indicated if the nonmonCode field has one of the following values:

• [2010] = account's previous ownership.
• [3320] = previous value for whether the chip card supports combined DDA/AC Generation (CDA) as part of the Application Interchange Profile.
• [3400] = Previous token service provider.

oldCode3

3

This field is populated as indicated if the nonmonCode field has one of the following values:

• [2010] = account's previous usage.
• [3400] = Previous token's assurance level.
• [3401] = Token's previous assurance level.

oldCountryCode

3

Previous customer's country code, use ISO 3166-1 three-digit numeric value. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous incorrect country of birth.
• [1100] = customer's previous citizenship country.
• [1104] = customer's previous country issuing driver's license.
• [1105] = customer's previous country issuing tax ID.
• [1106] = customer's previous passport country.
• [1150] = customer's previous country code.
• [1151] = customer's previous secondary country code.
• [1152] = customer's previous work country code.
• [2007] = account's previous branch country code.
• [2601] = account's previous statement country code.
• [3000] = payment instrument's previous issuing country.
• [3100] = PAN's previous country code.
• [4000] = business's previous country issuing national ID.
• [4001] = business's previous country issuing tax ID.
• [4100] = business's previous country code.
• [4101] = business's previous secondary country code.
• [4102] = parent company's previous country code.
• [4103] = business headquarter's previous country code.

oldDate1

8

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous incorrect birthday.
• [1106] = customer's previous passport expiration date.
• [1150] = customer's start date at previous address.
• [1152] = customer's previous employment start date.
• [1300] = customer's previous bank relationship start date.
• [1400] = customer's previous credit score date.
• [2011] = account's old open date.
• [2030] = account's previous status date.
• [2600] = account's previous annual fee date.
• [3000] = payment instrument's previous last issue date.
• [3010] = PAN's previous member since date.
• [3020] = payment instrument's previous PIN set date.
• [3102] = PAN's previous status date.
• [3400] = previous token provision date.
• [3401] = token's previous status date.
• [4000] = business's previous registration date.
• [4400] = business's previous credit score date.

oldDate2

8

This field is populated as indicated if the nonmonCode field has one of the following values:

• [3000] = payment instrument's previous expiration date.
• [3010] = PAN's previous open date.
• [3400] = previous token's expiration date.
• [3401] = Token's previous expiration date.
• [4000] = business's previous incorrect relationship start date.

oldEmailAddress

40

Previous email address. This field is populated as indicated if the nonmonCode field has the following values:

• [1250] = customer's previous email address.
• [4110] = business's previous primary contact email address.
• [4111] = business's previous secondary contact email address.
• [4112] = business's previous tertiary contact email address.
• [4120] = business's primary internal relationship contact's previous email address.
• [4121] = business's secondary internal relationship contact's previous email address.

oldEntityName

60

Previous entity name. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's previous title.
• [1152] = customer's previous employer.
• [1350] = customer's previous mother's maiden name.
• [3000] = previous name on payment instrument.
• [4000] = business's previous name.
• [4002] = parent company's previous name.
• [4110] = business's previous primary contact name.
• [4111] = business's previous secondary contact name.
• [4112] = business's previous tertiary contact name.
• [4120] = business's previous primary internal relationship contact's name.
• [4121] = business's previous secondary internal relationship contact's name.

oldGivenName

30

Previous given name. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's previous given name.

oldId1

20

Previous identification number. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1100] = customer's previous national ID.
• [1104] = customer's previous driver's license number.
• [1105] = customer's previous tax ID.
• [1106] = customer's previous passport number.
• [2007] = account's previous routing number.
• [2008] = account's previous joint customer ID.
• [3400] = previous token requestor ID.
• [4000] = business's previous national ID.
• [4001] = business's previous tax ID.

oldId2

20

Previous identification number. This field is populated as indicated if the nonmonCode field has one of the following values:

• [2007] = account's previous branch ID.

oldIndicator1

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous gender.
• [1150] = customer's previous residential status.
• [1151] = customer's previous secondary address type
• [1207] = customer's previous preferred phone code.
• [1300] = customer's previous VIP type.
• [1400] = customer's old source of credit score.
• [2010] = account's previous VIP type.
• [2011] = account's previous open application channel.
• [2030] = account's previous overlimit status.
• [2041] = account's previous mobile pay value.
• [2211] = account's previous cashback limit mode.
• [3000] = payment instrument's previous issue type.
• [3010] = PAN's previous type.
• [3020] = payment instrument's previous PIN type.
• [3104] = payment instrument's previous activation indicator value.
• [3205] = PAN's previous daily limit type.
• [3320] = previous value for whether the chip card supports Static Data Authentication (SDA) as part of the Application Interchange Profile.
• [3321] = previous chip specification value.
• [3400] = previous provisioned token type.
• [4000] = business's previous sales market.
• [4200] = business's previous business type.
• [4400] = business's old source of credit score.

oldIndicator2

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous marital status.
• [1300] = customer's previous PEFP status.
• [2011] = account's previous marketing code.
• [2041] = account's previous direct deposit value.
• [3000] = payment instrument's previous media type.
• [3010] = PAN's previous category.
• [3320] = previous value for whether the chip card supports Dynamic Data Authentication (DDA) as part of the Application Interchange Profile.
• [4200] = business's previous vip type.

oldIndicator3

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous educational status.
• [1300] = customer's previous OFAC status.
• [2041] = account's previous online bill pay value.
• [3010] = PAN's previous association.
• [3320] = previous value for whether the chip card supports Cardholder Verification as part of the Application Interchange Profile.
• [4200] = business's previous PEFP status.

oldIndicator4

1

This field is populated as indicated if the nonmonCode field has one of the following values:

• [3010] = PAN's previous incentive.
• [3320] = previous value for whether the chip card performs Terminal Risk Management as part of the Application Interchange Profile.
• [4200] = business's previous OFAC status.

oldMiddleName

30

Previous middle name. This field is populated if the nonmonCode field has the following value:

• [1001] = customer's previous middle name.

oldMonetaryValue

19

Previous monetary value. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1152] = customer's old income.
• [2201] = account's previous credit limit.
• [2202] = account's previous overdraft limit.
• [2203] = account's previous daily cash limit.
• [2204] = account's previous daily POS limit.
• [2210] = account's previous total daily limit.
• [2600] = account's previous annual fee amount.
• [2610] = account's previous delinquency amount.
• [3201] = PAN's previous credit limit.
• [3202] = PAN's previous overdraft limit.
• [3203] = PAN's previous daily cash limit.
• [3204] = PAN's previous daily POS limit.
• [4000] = business's previous annual revenue.

oldNumericValue1

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous number of dependents.
• [1300] = customer's previous number of accounts.
• [1340] = customer's previous behavior 1 score
• [1400] = customer's previous credit score.
• [2012] = account's previous number of authorized users.
• [2030] = account's previous number of cycles inactive.
• [2400] = account's previous behavior 1 score
• [2600] = account's previous statement cycle period.
• [2610] = account's previous number of delinquent cycles.
• [3010] = previous number of payment instrument IDs associated with PAN.
• [3020] = payment instrument's previous PIN length
• [3322] = previous lower consecutive offline limit for the PAN.
• [3400] = previous number of tokens associated with PAN.
• [3401] = previous number of tokens associated with PAN.
• [4000] = previous number of accounts associated with business.
• [4400] = business's previous credit score.
• [4500] = business's previous behavior 1 score

oldNumericValue2

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1340] = customer's previous behavior 2 score
• [2012] = account's previous number of payment instrument IDs.
• [2400] = account's previous behavior 2 score
• [2600] = account's previous statement day of month
• [3322] = previous lower consecutive offline limit for the PAN.
• [4000] = business's previous number of employees.
• [4500] = business's previous behavior 2 score

oldPhone1

24

Previous phone number. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1207] = customer's previous home phone number.
• [1208] = customer's previous secondary phone number.
• [1209] = customer's previous work phone number.
• [1210] = customer's previous mobile phone number.
• [4110] = business's previous primary contact phone.
• [4111] = business's previous secondary contact phone.
• [4112] = business's previous tertiary contact phone.
• [4120] = business's primary internal relationship contact's previous phone.
• [4121] = business's secondary internal relationship contact's previous phone.

oldPhone2

24

Previous phone number. This field is populated as indicated if the nonmonCode field has one of the following values:

• [4110] = business's previous alternate primary contact phone.
• [4111] = business's previous alternate secondary contact phone.
• [4112] = business's previous alternate tertiary contact phone.
• [4120] = business's primary internal relationship contact's previous alternate phone.
• [4121] = business's secondary internal relationship contact's previous alternate phone.

oldPostalCode

10

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous postal code.
• [1151] = customer's previous secondary postal code.
• [1152] = customer's previous work postal code.
• [2007] = account's previous branch postal code.
• [2601] = account's previous statement postal code.
• [3100] = PAN's previous postal code.
• [4100] = business's previous postal code.
• [4101] = business's previous secondary postal code.
• [4102] = parent company's previous postal code.
• [4103] = business headquarter's previous postal code.

oldStateProvince

3

Previous customer's state or province, using ISO 3166-2 standard code, omitting the first three characters. For example, code "US-CA" is populated as "CA". This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous state or province.
• [1151] = customer's previous secondary state or province.
• [1152] = customer's previous work state or province.
• [2007] = account's previous branch state or province.
• [2601] = account's previous statement state or province.
• [3100] = PAN's previous cardholder state or province.
• [4100] = business's previous state or province.

oldStreetLine1

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous address, street line 1.
• [1151] = customer's previous secondary address, street line 1.
• [1152] = customer's previous work address, street line 1.
• [2601] = account's previous statement address, street line 1.
• [4100] = business's previous address, street line 1.
• [4101] = business's previous secondary address, street line 1.
• [4102] = parent company's previous address, street line 1.
• [4103] = business headquarter's previous address, street line 1.

oldStreetLine2

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous address, street line 2.
• [1151] = customer's previous secondary address, street line 2.
• [1152] = customer's previous work address, street line 2.
• [2601] = account's previous statement address, street line 2.
• [4100] = business's previous address, street line 2.
• [4101] = business's previous secondary address, street line 2.
• [4102] = parent company's previous address, street line 2.
• [4103] = business headquarter's previous address, street line 2.

oldStreetLine3

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous address, street line 3.
• [1151] = customer's previous secondary address, street line 3.
• [1152] = customer's previous work address, street line 3.
• [2601] = account's previous statement address, street line 3.
• [4100] = business's previous address, street line 3.
• [4101] = business's previous secondary address, street line 3.
• [4102] = parent company's previous address, street line 3.
• [4103] = business headquarter's previous address, street line 3.

oldStreetLine4

40

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1150] = customer's previous address, street line 4.
• [1151] = customer's previous secondary address, street line 4.
• [1152] = customer's previous work address, street line 4.
• [2601] = account's previous statement address, street line 4.
• [4100] = business's previous address, street line 4.
• [4101] = business's previous secondary address, street line 4.
• [4102] = parent company's previous address, street line 4.
• [4103] = business headquarter's previous address, street line 4.

oldSuffix

10

Previous name suffix. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's previous suffix.

oldSurname

60

Previous surname. This field is populated as indicated if the nonmonCode field has one of the following values:

• [1001] = customer's previous surname.

oldText

60

This field is populated as indicated if the nonmonCode field has one of the following values:

• [1000] = customer's previous preferred greeting.
• [1308] = previous currency conversion rate to US dollars for all CIS monetary fields.
• [1400] = customer's previous credit score request reason.
• [2007] = account's previous bank ID.
• [2011] = account's previous application reference number.
• [2020] = account's previous portfolio.
• [2209] = previous currency conversion rate to US dollars for all AIS monetary fields.
• [2600] = account's previous statement addressee
• [3206] = previous currency conversion rate to US dollars for all PIS monetary fields.
• [4100] = business's previous addressee.
• [4101] = business's previous secondary addressee.
• [4102] = parent company's previous addressee.
• [4103] = business's previous headquarter's addressee.
• [4110] = business's previous primary contact title.
• [4111] = business's previous secondary contact title.
• [4112] = business's previous tertiary contact title.
• [4400] = business's previous credit score request reason.
• [4900] = previous currency conversion rate to US dollars for all BIS monetary fields.

pan

19

paymentInstrumentId

30

Unique identifier for the payment instrument. The identifier may distinguish the payment instrument from any other payment instrument, active or inactive/expired, with or without the same Primary Account Number (PAN). For example, the PAN appended with a card sequence number.

This field is populated if the nonmonCode field has one of the

following values:

• [0004] = previous payment instrument ID.
• [3000] = previous payment instrument ID.
• [3400] = previous payment instrument ID (that is, previous token).

Otherwise:

Blank.

recordCreationDate

8

Format: yyyymmdd

Date that this record was created. Time zone must be GMT.

recordCreationMilliseconds

3

Format: sss

Milliseconds portion of the time that this record was created.

recordCreationTime

6

Format: hhmmss

Time that this record was created. Time zone must be GMT.

recordType

8

serviceRepresentativeId

20

transactionDate

8

Format: yyyymmdd

Date on which the nonmonetary event took place.

transactionTime

6

Format: hhmmss

Time when the nonmonetary event took place.

userCode1

3

userCode2

3

userCode3

3

userCode4

3

userCode5

3

userData01

6

userData02

6

userData03

6

userData04

8

userData05

8

userData06

8

userData07

10

userData08

10

userData09

15

userData10

15

userData11

20

userData12

20

userData13

40

userData14

40

userData15

60

userIndicator01

1

userIndicator02

1

userIndicator03

1

userIndicator04

1

userIndicator05

1

workflow

16