Card Alert Service Suspect (Counterfeit and Deposit)
The Card Alert Service Suspect (Counterfeit and Deposit) is a single card suspected of being used at an ATM for an unauthorized cash withdrawal. The suspicious transaction is presented to the card issuer to create a case and confirm a fraud or non-fraud status.
The status is then transmitted back to the Card Alert Service so that the FICO Card Alert Service team can perform a point of compromise analysis on the results. If a common point of compromise can be successfully identified from the ATM Transaction Suspect responses, then the next step is to issue a Block and Reissue Report.
An ATM Deposit Suspect is a single payment card suspected of performing various fraudulent acts at the ATM related to deposit fraud scenarios including kiting and empty envelope deposits. Deposit alerts should be returned with a fraud or non-fraud status to the FICO Card Alert Service team for the purpose of tracking results and identifying fraud trends.
 | Note: Point of compromise analysis is not performed on ATM Deposit Suspects. The actual cardholder is a typical perpetrator of this particular type of fraud, however in certain instances the criminals who have the original issued card or a counterfeit will perform fraudulent deposits to inflate the balance of the account to extract the maximum amount of cash the card issuer permits to be withdrawn from the ATM.
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The Card Alert Service Suspect (CASS) data feed contains data for two types of fraud:
- ATM Counterfeit Suspects (Present day ATM Transaction Suspects)
- ATM Deposit Suspects (Present day ATM Deposit Suspects)
 | See Also: For more information, see
CASS12.
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